Splitoll Terms of Service

These Terms ("Terms") govern your use of the Splitoll mobile application and related services ("Splitoll", the "Service"). By downloading, installing, or using Splitoll you agree to these Terms. If you do not agree, do not use the Service.

The Service is operated by Daniil Ostrogradskii ("we", "us"), an individual doing business under the trade name "AllMobile". Postal address available on request from splitoll-support@allmobile.app.

1. Eligibility and Acceptance

You must be at least 13 years old to use Splitoll. If you are under the age of majority in your jurisdiction, you confirm that a parent or legal guardian has reviewed and accepted these Terms on your behalf.

By using Splitoll you confirm that you accept these Terms and our Privacy Policy.

2. License Grant

We grant you a personal, worldwide, non-exclusive, non-transferable, royalty-free license to install and use Splitoll on devices you own or control, for your own personal, non-commercial purposes.

You may not:

• Copy, modify, reverse-engineer, decompile, or create derivative works of the app, except where local law expressly permits this.
• Sublicense, rent, sell, or redistribute the app or any part of it.
• Use the Service to provide a competing commercial service.

This license terminates automatically if you breach these Terms.

3. Your Account and Anonymous ID

Splitoll is anonymous-first: it generates a local anonymous ID on your device. That key is your identity. You are solely responsible for keeping it safe.

• We never see, store, or recover your key.
• If you lose the key, we cannot recover, restore, or delete your data on request.
• You are responsible for all activity that takes place under a anonymous ID you control.

If you choose to sync across devices, you may pair additional devices using the in-app pairing flow.

4. Acceptable Use

When using Splitoll you agree not to:

• Use the Service for fraud, money laundering, terrorist financing, or any other illegal activity.
• Send spam or unsolicited bulk communications via group features.
• Use the Service to coordinate illegal acts.
• Attempt to gain unauthorized access to other users' data, our servers, or our infrastructure.
• Interfere with or disrupt the Service.
• Upload malicious code or content that infringes third-party rights.

We may suspend or terminate access to a anonymous ID that we reasonably believe is engaging in any of the above.

5. Subscriptions (Splitoll Pro)

Splitoll offers an optional paid tier ("Splitoll Pro") with additional features such as cloud AI parsing.

• Subscriptions are sold through Google Play Billing. The transaction, refund, and renewal terms of Google Play apply alongside these Terms.
• Plans currently offered: monthly USD 3.99 (no free trial), annual USD 29.99 with 14-day free trial (regional equivalents apply).
• Subscriptions auto-renew until cancelled.
• You may cancel at any time in the Google Play Store → Subscriptions screen. Cancellation takes effect at the end of the current billing period; we do not pro-rate refunds for the unused portion of a paid period unless required by law.
• We may change Pro pricing or features with at least 30 days' notice delivered in-app. If you do not agree to the new terms, you may cancel before they take effect.

6. User Content

Splitoll does not host public content. Expense data you enter remains under your control. When you sync expenses with a group, you grant other members of that group the limited right to view, edit, and store those expenses as part of the group's shared ledger.

You are responsible for the lawfulness of data you enter and for having permission from anyone whose information appears in it.

7. Disclaimer of Warranties

The service is provided "as is" and "as available" without warranty of any kind, express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, non-infringement, or that the service will be uninterrupted, error-free, or secure.

Splitoll is a bookkeeping aid, not a payment system, accounting service, or financial advice. Calculations are best-effort; you remain responsible for verifying balances before settling any real-world payment.

8. Liability

To the extent permitted by mandatory applicable law, our total liability for any claim arising from your use of Splitoll is limited to the amount you paid us in the 12 months preceding the event (or EUR 0 if you used only free features).

Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, fraud, or any other liability that cannot lawfully be limited under the consumer-protection laws of your country of residence.

9. Termination

You may stop using the Service and delete your account at any time (see Account Deletion).

We may suspend or terminate your access if you breach these Terms, if continued operation would create legal risk for us, or if we discontinue the Service. We will give reasonable notice where practical.

10. Changes to These Terms

We may update these Terms. Material changes will be announced via an in-app notice and the "Effective Date" above. Continued use of the Service after the effective date constitutes acceptance. If you do not agree, delete your account.

11. Governing Law and Jurisdiction

These Terms are governed by the laws of Finland, without regard to conflict-of-law rules.

If you are a consumer resident in the European Union, you also benefit from any mandatory consumer protections of your country of residence, and you may bring legal proceedings in the courts of that country.

Disputes shall first be addressed by good-faith negotiation. If they cannot be resolved, they will be settled by the competent courts of Helsinki, Finland, except where your local consumer law grants you the right to bring proceedings in your home court. EU residents may also use the European Commission's Online Dispute Resolution platform at ec.europa.eu/consumers/odr.

12. Contact

splitoll-support@allmobile.app

Postal address available on request from splitoll-support@allmobile.app.